Permanent Underclass Protocol

Get paid if AGI wipes out labor.
Be on the right side of the permanent underclass.

For workers hedging AGI labor risk: lock an exponential premium now; payout if unemployment >30% and you're laid off 3+ months.

If AGI happens in the next 5 years [1] [2], get paid out. Underclass Insurance is a hedge against labor going to zero.

Ref. [1] AI 2027 — ai-2027.com·Ref. [2] Leopold Aschenbrenner — situational-awareness.ai
You payEscalating premium
$20,000.0000/ year
+$0.00041 / sec·0.04¢ / sec·live
Starts at$20,000.00 / year
Aug 6, 2026
Caps at$500,000.00 / year
Aug 6, 2031
MechanismExponential curve: P(t)=20k·exp(ln25·t/5yr). Early subscribers lock the low rate. Wait and the window closes — slowly at first, then all at once.

Premium ticks live. Cents per second accelerates as we approach 2031. Display is indicative; contract premium locked at subscription time.

Lock $20k/yr — No Payment Today →No change fees · Cancel anytime
You getPayout triggers
⚠ Trigger condition: Payout only if unemployment > 30% and you are laid off for 3+ months. Full terms at subscription.